All fiduciaries are not the same. CFF® is the standard of excellence.
By choosing to work with a CERTIFIED FINANCIAL FIDUCIARY®, you can be confident that your best interests will come first.
Although many professionals may call themselves “fiduciaries,” CFF® Professionals have completed extensive training and experience requirements and are held to ethical standards. They understand the complexities of the changing financial climate and know how to make financial planning recommendations in your best interest.
Financial planning is a dynamic process, and as you enter into the different stages in life, your financial goals will need to be prepared to adapt quickly. That’s why it is imperative for you to have a strategically developed financial plan in order to help prepare for, and maintain, all your financial goals.
As you begin to consider how best to manage your financial future, you should feel confident knowing that at Riedmiller Wealth Management, you are always working with a CFF® Professional that is committed to acting in your best interest.
CFF is a professional designation for financial professionals, namely, those who have successfully completed a certification and training process established by the National Association of Certified Financial Fiduciaries (NACFF) and The American Financial Education Alliance (AFEA), and who agree to uphold the highest moral, ethical and fiduciary standards of service when providing advice to potential or existing clients.
Financial professionals who have earned the CERTIFIED FINANCIAL FIDUCIARY® (CFF) designation can immediately and clearly demonstrate how they practice a fundamental obligation to always put their clients’ best interests first. In addition, CFF® designees are bound by the CFF code of conduct which holds them to the highest standards of professionalism in the financial services industry.
As a CERTIFIED FINANCIAL FIDUCIARY®, one must agree to uphold the highest moral, ethical, and fiduciary standards of service when providing advice to potential or existing clients.
A CFF designee will first and foremost agree to always put the clients’ best interests first.
Fundamental obligation to treat all clients fairly.
Fundamental obligation to exercise the skill of an expert and to only advise in those areas where expert skill level has been obtained.
Provide comprehensive and unbiased education to clients ensuring they have a firm grasp of the subject matter prior to making specific suggestions or advice.
Consider all aspects and factors that affect a plan prior to making suggestions or advice about any part of a client’s financial plan or circumstance.
Always divulge all fees and commissions as well as disclose any conflicts of interest.
Always provide comparisons of suggested products with detailed explanations of why one is being suggested over the other.
Protect and keep all clients’ information confidential and securely stored.
CFF designees must agree to run their practice with the utmost professionalism using proper documentation and procedures set forth by all relevant governing bodies, including the SEC (where applicable) and the DOL. They must also agree to be audited by the CFF organization to ensure that all the above standards are being met at all times.
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